Help Center
Learn about workers' compensation insurance and get answers to your policy and claim questions.
Introduction to Workers' Compensation
- Is workers’ compensation coverage required for farm workers?
- Is workers’ compensation coverage required for part-time or temporary employees?
- What happens if I have at least one employee but I don’t have a workers’ compensation policy?
- Are employers with headquarters in other states required to have a KY worker’s compensation policy for employees who work in KY?
- Are employers required to display notice of workers’ compensation coverage?
- What is workers' compensation insurance coverage?
The Application Process
- Will KEMI offer coverage to a new business?
- How long can agents view submitted applications when logged in to KEMI.com?
- How far in advance of the policy effective date can an application be submitted?
- What constitutes a complete submission?
- Does KEMI offer preferred rates?
- How can I check the status of my KEMI workers' compensation application?
Understanding Your Policy
- How can I schedule an on-site safety inspection?
- Can I deduct the cost of workers’ compensation insurance from my employees’ wages?
- What does the Employer’s Liability section of a workers’ comp policy cover?
- How can I receive email notifications about my policy?
- How can I obtain workers’ compensation coverage posters for my workplace?
- Can I obtain coverage for employees who work at my out-of-state operations?
The Audit Process
- Why am I being audited?
- What documents are required for an audit?
- Can I be charged for subcontractors, contract labor, or independent contractors?
- How do I exclude an Amish or a Mennonite worker from workers' compensation coverage?
- Are tips included in the payroll calculation?
- What does it mean if my audit has been deferred?
The Claims Process
- How can I receive email notifications about a claim?
- If a work-related injury occurs from a worker’s negligence or safety violation, can the worker still receive benefits?
- Does KEMI offer claimant retraining incentive benefits for coal workers’ pneumoconiosis?
- Is there a time limit for filing a work-related injury claim?
- Can an employee work while collecting workers’ compensation benefits?
- What is not covered by workers’ compensation insurance?
KEMI.com FAQs
- How can I receive email notifications about my policy or a claim?
- How can I find current information about a claim?
- How can I obtain a certificate of insurance?
- How do I register on KEMI.com?
- What is a KEMI.com Designated Administrator?
- How do I access the online audit?