Workers’ compensation insurance (workers’ comp) is a form of insurance paid by employers that covers employees’ medical expenses and lost wages if they are injured on the job or acquire a work-related illness.
Workers’ comp coverage is required in Kentucky for all organizations with at least one employee. However, there are a limited number of employee and employer exceptions to this requirement. If you are unsure if you need to purchase coverage, please consult an independent insurance agent. Find an Agent»