KEMI works with Zurich American Insurance Company to provide a national market for qualifying Kentucky employers. The program provides Kentucky businesses with a valuable alternative for their other states operations.
Guidelines for acceptance in the program:
- Must have a KEMI policy or apply for a KEMI policy to access the program.
- Accounts need to have a significant Kentucky exposure.
- Operation must be financially secure.
- Complete submissions should be received at least 30 days before the requested effective date.
The program offers employers the ability to secure workers’ compensation coverage in all eligible states through a single source. If accepted into the program, a separate policy will be issued through Zurich American Insurance Company. For convenience, your KEMI underwriter will maintain and service both policies, all billings will be combined under one invoice, and KEMI will perform the premium audits. Claims arising from operations outside of Kentucky and covered by the Zurich policy will be handled by Zurich claims examiners.
To find out more about the program, contact your KEMI underwriter at 1-800-640-KEMI (5364).